How many loans are you missing by not working with us?
Advantages of working with Security Mortgage Corporation
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- More options for your loans.
- Manual underwriting. Delegated Underwriting keeps you from shopping the loan if it is turned down.
- When you do loans through many branch networks, they pad their pricing & often have first right of refusal. With SMC you’ll usually have an extra ½ to ¾ of a percent extra income for yourself or for your applicants.
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If you are making an extra ½ to ¾ of a point per transaction and your average loan size is $100,000; your missing out on $500 - $700 per loan.
- You and your loan officers can share in the Higher YSP along with better pricing for your applicant.
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With our better pricing, you will be able to do more loans. You will never lose a loan to your competition because of pricing.
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When you obtain higher YSP with the same interest rates, you can now do more loans with no points and often without any cost to the applicant. This increases your loan volume.
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Originate in all 50 states.
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Loan Officers and Branch Managers appreciate getting paid extremely quickly on their closings. (twice a week not twice a month)
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Increase your volume when you have the flexibility of FHA programs for Mobile Homes, 203K, and FICO Scores below 620, with not one but several investors. Also, do Mobile Homes in a park, MSHDA loans with a 20% interest rate savings, Rural Development, and Commercial loans.
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